Why a range beats a date
Most lifespan advice online gives you one number. A furnace lasts twenty years, a water heater lasts ten. The published data does not work that way: InterNACHI puts a gas furnace at 15 to 25 years and a tank water heater at 6 to 12. The spread is the useful part, because it tells you when to start paying attention rather than when to panic.
That is why this calculator reports a band. Past the lower end of the range, a failure has stopped being unusual, which is the moment to get quotes while the thing still works. Past the upper end, you are running on borrowed time, though plenty of equipment does keep going.
One figure worth double-checking
Tankless water heaters are widely said to last twice as long as a tank. The published figure is 10 years, which is at the top of the tank range rather than double it. If you have been planning around twenty, that is worth knowing before the decision is made for you.
Age is only half the answer
A system's age tells you what is likely, not what is true of yours. Maintenance history, water hardness, installation quality and how hard a thing has been run all move the number. What age does give you is a planning horizon, and a reason to look before something forces the issue.
Keep it somewhere you will find it again
The hard part is not working out how old the furnace is. It is remembering, three years from now, that you worked it out. Install dates, serial numbers and service history are exactly the facts that live in a drawer until the week you need them. A Habyn home record keeps them with the property, free for every home you own, and Home Health reads them the way this calculator does.